If we're talking about an average man who just has some reluctance perhaps to settle down then I might agree with the contention that it's just that he doesn't love you. However if you have done some serious investigation into the problem of men who have a serious phobia about commitment (I mean REAL anxiety to the point of almost panic attacks, physical symptoms, a marked change in behaviour almost overnight without anything have happened to explain it, etc.) ... well that is more than just him "not being into you." These guys (and there are girls like this too) usually have made bad exits out of all their previous relationships too and whatsmore they seem to follow the same pattern.... whirlwind romance, loves you "like no other", pushing you to commit (and no, I don't mean they are just playing a game, they are believing and wanting it too) and then suddenly their behaviour mysteriously changes without any explicable reason. Read up on it, there is a very established pattern and I've read what a lot of these guys (and girls) have had to say about how the fear overtakes them and completely takes over their thoughts, etc. which results in them fleeing the relationship because of all the anxiety. It does not mean they didn't love the person they were with and to suggest that it does is just not right in every circumstance.